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  2. The Average Credit Score in Each State — See Where ... - AOL

    www.aol.com/average-credit-score-state-see...

    Good Credit Score: A good credit score, according to Experian, is typically in the range of 670 through 739. A very good credit score ranges from 740 to 799 and an exceptional credit score will be ...

  3. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. Here’s how. ... or transfer them to the card you are keeping open if needed. If not, determine the ...

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

  5. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    A credit score is primarily based on a credit report, information typically sourced from credit bureaus. [2] Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt.

  6. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    For example, if you have a credit card with a $10,000 limit, keep your balance under $3,000. Length of credit history: Don’t close your credit card accounts when your cards are paid off. Keep ...

  7. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Credit scores are widely used as the basis for decisions to allow or deny individuals the opportunity to do things such as taking out loans, buy houses and cars, and open credit cards and other kinds of accounts. [17] This has been criticized as a practice having discriminatory effects. [18]

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