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  2. Learn How to Refinance Your Auto Loan with Bad Credit

    www.aol.com/learn-refinance-auto-loan-bad...

    Besides a bad credit score, other factors can impact your auto loan refinancing options. These are some of the factors that might affect your ability to refinance. Refinancing Requirements

  3. I Just Paid Off My Auto Loan. Here's Why My Score Went Down

    www.aol.com/just-paid-off-auto-loan-124513036.html

    Length of credit history (15% of my score): This category considers time-related factors, such as the age of your credit accounts. Because my car loan had been established for several years and is ...

  4. What is a factor rate and how to calculate it - AOL

    www.aol.com/finance/factor-rate-calculate...

    Bankrate insight. Loans with factor rates tend to have short repayment periods of 24 months or less. If it took you two years to pay off a $100,000 loan with $50,000 in interest, you’d pay the ...

  5. Annual percentage rate - Wikipedia

    en.wikipedia.org/wiki/Annual_percentage_rate

    The APR can also be represented by a money factor (also known as the lease factor, lease rate, or factor). The money factor is usually given as a decimal, for example .0030. To find the equivalent APR, the money factor is multiplied by 2400. A money factor of .0030 is equivalent to a monthly interest rate of 0.6% and an APR of 7.2%. [14]

  6. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating. A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital.

  7. How to get the best auto loan rate

    www.aol.com/finance/best-auto-loan-rate...

    What is a good auto loan rate? A good auto loan rate is generally any rate below the average for your credit profile. For drivers with excellent credit, the average rates are 5.07 percent for new ...

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