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  2. Guide to no-down payment mortgages: Am I eligible? - AOL

    www.aol.com/finance/no-down-payment-mortgage...

    United Wholesale Mortgage, for example, offers lower- to moderate-income borrowers conventional mortgages paired with a no-interest, payment-deferred loan that covers a 3 percent down payment on ...

  3. Best lenders for low- and no-down payment mortgages in 2024 - AOL

    www.aol.com/finance/best-low-no-down-payment...

    Availability: All U.S. states Loans offered: Conventional, jumbo, FHA, VA Credit requirements: 650 for conventional loans, 700 for jumbo loans, 620 for FHA loans Down payment minimum: 3% for ...

  4. From grants to low-interest loans, this state-by-state guide ...

    www.aol.com/grants-low-interest-loans-state...

    USDA loans: If you're purchasing a house in a rural area and meet certain income criteria, a USDA loan offers 100% financing and very low interest rates. Conventional 97 loans: These loans allow ...

  5. No doc loan - Wikipedia

    en.wikipedia.org/wiki/No_doc_loan

    No-doc loans are also controversial in the US. They had higher interest rates and higher fees. They became popular during the housing bubble of 2004-6. Around 2005, low- and no-documentation loans stopped being an obscure and specialized type of loan for borrowers with fluctuating or hard-to-verify incomes,

  6. No income, no asset - Wikipedia

    en.wikipedia.org/wiki/No_Income,_No_Asset

    No income, no asset (NINA) [1] is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan .

  7. Subprime mortgage crisis - Wikipedia

    en.wikipedia.org/wiki/Subprime_mortgage_crisis

    During the later part of the Clinton Administration, HUD Secretary Andrew Cuomo announced "new regulations to provide $2.4 trillion in mortgages for affordable housing for 28.1 million families, which increased the required percentage of mortgage loans for low- and moderate-income families that finance companies Fannie Mae and Freddie Mac must ...

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