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  2. Getting a mortgage after bankruptcy: What you need to know - AOL

    www.aol.com/finance/getting-mortgage-bankruptcy...

    Applying for a mortgage post-bankruptcy is similar to a regular application — only with a few extra steps. That way, when your bankruptcy discharges, you’ll be on the road to homeownership. 1.

  3. How bankruptcy affects your mortgage - AOL

    www.aol.com/finance/bankruptcy-affects-mortgage...

    In short, after bankruptcy, home loans are off the table for a season. You don’t have to sit idly by, though. Bowmer recommends using the time to rebuild your credit , focusing on making on-time ...

  4. Can You Get a Mortgage After Bankruptcy? 4 Things To ... - AOL

    www.aol.com/mortgage-bankruptcy-4-things-know...

    There’s typically a waiting period after bankruptcy before applying for a new loan, including a mortgage. ... 640 credit score to apply. The home you want must also be in a qualifying area ...

  5. Helping Families Save Their Homes Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Helping_Families_Save...

    Expand eligibility for Chapter 13 bankruptcy by excluding home mortgage debt from the current maximum debt limitations. Authorize the Secretary of Housing and Urban Development to pay out all or some of the balance owed on any Federal Housing Administration-insured loans that are modified under the legislation. Expand the HOPE for Homeowners ...

  6. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

  7. Is it time to refinance your mortgage? 5 ways to prepare. - AOL

    www.aol.com/finance/time-refinance-mortgage-5...

    5 steps to prepare to refinance. You can keep in touch with a lender while you get ready to refinance, or you can use a DIY approach and wait to contact a lender until you're ready to apply.

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