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If you're already investing in a 401(k), or if you want to start, you should be aware that some key IRS changes are going into effect in 2025. 1. Contribution limit changes. The first big change ...
Saving for retirement will get a modest boost in 2025 thanks to higher contribution limits and the phase-in of provisions stemming from the Secure 2.0 Act, which became law at the end of 2023.
The IRS released its updated contribution limits and adjustments to eligibility thresholds for 401(k) ... plans starting in 2025 under changes made with the enactment of the SECURE 2.0 Act of 2022 ...
401(k) plan limits. 2025. 2024. Maximum elective deferral for most employees age 50 and older (including catch-up contributions) ... Take this time to review the 401(k) changes, and set your goals ...
Find out how the 401(k) changes coming in 2025 can make putting more money away for retirement easier. 2025 SECURE 2.0 Act 401(k) Plan Changes The following changes also apply to 403(b) plans.
For 2025, the standard catch-up contribution limit for 401(k) plans is $7,500. That means anyone who meets the age requirements can contribute a total of $31,000 to their workplace retirement plan.
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