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2. Is earthquake damage covered by homeowners insurance in New ...

   www.aol.com/earthquake-damage-covered-homeowners...

   Luckily, according to Lemberg, earthquake coverage in New Jersey is much cheaper than in California, where damage by earthquakes and other ground movement is much more common and severe.

3. Earthquake insurance - Wikipedia

   en.wikipedia.org/wiki/Earthquake_insurance

   In the past, earthquake loss was assessed using a collection of mass inventory data and was based mostly on experts' opinions. Today it is estimated using a Damage Ratio (DR), a ratio of the earthquake damage money amount to the total value of a building. [1] Another method is the use of HAZUS, a computerized procedure for loss estimation.

4. I’ve owned my North Carolina townhouse since 2023 — but now ...

   www.aol.com/finance/ve-owned-north-carolina...

   Progressive says that standard condo insurance policies generally provide a certain level of loss assessment coverage. But depending on your policy, it may not be enough to cover the cost of a ...

5. Collateral protection insurance - Wikipedia

   en.wikipedia.org/wiki/Collateral_protection...

   Collateral Protection Insurance, or CPI, insures property held as collateral for loans made by lending institutions. CPI, also known as force-placed insurance and lender placed insurance, [1] may be classified as single-interest insurance if it protects the interest of the lender, a single party, or as dual-interest insurance coverage if it protects the interest of both the lender and the ...

6. Builder's risk insurance - Wikipedia

   en.wikipedia.org/wiki/Builder's_risk_insurance

   Builder's risk covers perils such as fire, wind, theft, vandalism and many more. It typically does not cover perils such as earthquake, flood or hurricane damage unless the policy has been specifically endorsed to do so. [3] However, earthquake riders can be economical, depending on where a project is located.

7. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Designed to span the gap between the coverage provided by the blanket policy written for the entire neighborhood or building and the personal property inside the home. The condominium association's by-laws may determine the total amount of insurance necessary. E.g., in Florida, the scope of coverage is prescribed by statute – 718.111(11)(f). [14]

8. ‘It’s excessive’: Miami condo owners slapped with shocking ...

   www.aol.com/finance/excessive-miami-condo-owners...

   A condo board may allow it to be paid over several months in installments, giving residents time to gather the funds. Taking out personal loans or home equity loans may help them cover the costs.

9. New Report: Average Annual Natural Catastrophe Losses for the ...

   lite.aol.com/tech/story/0022/20240903/9223995.htm

   In 2023, insured losses were driven by an increase in non-hurricane and non-earthquake loss activity, and no single event globally exceeded $10 billion in loss. The U.S. experienced a record-setting severe thunderstorm season, with losses contributing more than $57 billion to the total insured losses.