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  2. What credit score is needed to refinance your mortgage? - AOL

    www.aol.com/finance/credit-score-refinance...

    Jumbo loans are a type of non-conforming loan, so they don’t have to adhere to many requirements, including the conforming credit score minimum of 620. Because you’re taking out much more ...

  3. Mortgage refinance: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-refinance-does...

    For a conventional refinance, you’ll need a credit score of 620 or higher for approval. ... Most refinances won’t affect your property taxes, but completing a remodel with a cash-out refinance ...

  4. HomeReady mortgage guide - AOL

    www.aol.com/finance/homeready-mortgage-guide...

    A HomeReady mortgage is a type of conventional loan with a down payment requirement of just 3 percent. ... A 620 minimum credit score. A 3 percent down payment. ... FHA loans also have a lower ...

  5. Do you need a down payment to refinance your mortgage? - AOL

    www.aol.com/finance/down-payment-refinance...

    Equity requirements for mortgage refinancing. While lenders might not care about the amount of cash in your checking account for a down payment, they do care about another type of financial ...

  6. How to buy a house in 2024 - AOL

    www.aol.com/finance/buy-house-2024-232506531.html

    • Learn other ways to get your free credit report and score. 3. Save for a down payment ... amounts of your mortgage payment, but also property taxes, home insurance premiums and homeowners ...

  7. How Much Should You Save for a Down Payment on a House? - AOL

    www.aol.com/much-save-down-payment-house...

    If your credit score is 580 or higher, then you can qualify for a mortgage with a down payment as low as 3.5%. If your credit score is between 500 and 579, then you’ll need to put down a 10% ...

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