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2. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [ 1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

3. How to get a mortgage - AOL

   www.aol.com/finance/mortgage-180956822.html

   Credit score: Credit scores are based primarily on your credit history, pattern of repayment, credit utilization and credit mix. Depending on the type of mortgage, you might qualify even with a ...

4. How to improve your credit score for a mortgage - AOL

   www.aol.com/finance/improve-credit-score...

   Type of Loan. Minimum Credit Score. Conventional. 620. Jumbo. 700. FHA. 580 (or 500 with 10 percent down) VA. 620 (VA doesn’t require a minimum credit score, but lenders do)

5. What is a FICO score? - AOL

   www.aol.com/finance/fico-score-122307125.html

   FICO scores are a type of credit score widely used by lenders. Your FICO score is calculated based on the information in your credit history. A good FICO score can help you qualify for lower ...

6. Credit score - Wikipedia

   en.wikipedia.org/wiki/Credit_score

   In the United States, a credit score is a number based on a statistical analysis of a person's credit files, that in theory represents the creditworthiness of that person, which is the likelihood that people will pay their bills. A credit score is primarily based on credit report information, typically from one of the three major credit bureaus ...

7. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Credit history. A credit history is a record of a borrower's responsible repayment of debts. [ 1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [ 2] A borrower's credit score is the result of a mathematical algorithm applied to ...