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Gap financing. Gap financing is a term mostly associated with mortgage loans or property loans such as a bridge loan. [1] It is an interim loan given to finance the difference between the floor loan and the maximum permanent loan as committed. [2]
Exterior insulation finishing system. A historic brick building in Germany covered with EIFS on the right side. Exterior insulation and finish system ( EIFS) is a general class of non- load bearing building cladding systems that provides exterior walls with an insulated, water-resistant, finished surface in an integrated composite material system.
U.S. prime rate. The U.S. prime rate is in principle the interest rate at which a supermajority (3/4ths) of large banks loan money to their most creditworthy corporate clients. [1] As such, it serves as the de facto floor for private-sector lending, and is the baseline from which common "consumer" interest rates are set (e.g. credit card rates).
Loan agreements are documented via their commitment letters, agreements that reflect the understandings reached between the involved parties, a promissory note, and a collateral agreement (such as a mortgage or a personal guarantee). Loan agreements offered by regulated banks are different from those that are offered by finance companies in ...
A promissory note, sometimes referred to as a note payable, is a legal instrument (more particularly, a financing instrument and a debt instrument), in which one party (the maker or issuer) promises in writing to pay a determinate sum of money to the other (the payee ), either at a fixed or determinable future time or on demand of the payee ...
The construction documents, specifically the technical specifications, require the contractor to submit product data, samples, and shop drawings to the architect and engineer for approval. This is one of the first steps that is taken by the contractor after execution of the construction contract and issuance of the "Notice to Proceed".
A load-bearing wall or bearing wall is a wall that is an active structural element of a building, which holds the weight of the elements above it, by conducting its weight to a foundation structure below it. Load -bearing walls are one of the earliest forms of construction. The development of the flying buttress in Gothic architecture allowed ...
An accent wall or feature wall is an interior wall whose design differs from that of the other walls in the room. The accent wall's color can simply be a different shade of the color of the other walls, or have a different design in terms of the color and material. [1] Accent wall offers a simple, stylish way to add colours to a room. [2]
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