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CDs often offer higher APYs than money market accounts, and if you open one at an FDIC or NCUA-insured financial institution, you’ll benefit from up to $250,000 of insurance protection.
A variable-rate CD — also called a flex CD — is a type of certificate of deposit with an interest rate that can fluctuate periodically over the term of the CD based on market conditions.
Money market account. Also called a money market savings account, the rate on an MMA can beat those of traditional savings accounts, with the same flexible access to your money. Higher-risk ...
Money market account. Also called a money market savings account, the rate on an MMA can beat those of traditional savings accounts, with the same flexible access to your money. Higher-risk ...
Typically, as the Fed rate rises, so do APYs on savings products like CDs, high-yield accounts and money market accounts — surging to 5% and higher today to accelerate your savings.
That's because money in a CD is protected from losses provided you use an FDIC-insured bank and limit your deposit to $250,000. If you're saving for a goal that's a few years away, then investing ...
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