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2. Best mortgage lenders for bad credit in 2024 - AOL

   www.aol.com/finance/best-mortgage-lenders-bad...

   Availability: All U.S. states Loans offered: Conventional, jumbo, FHA, VA, USDA Credit requirements: 620 for conventional loans, 640 for FHA loans, 680 for VA loans Down payment minimum ...

3. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent down and a minimum credit score of 620.

4. Types of first-time home buyer programs - AOL

   www.aol.com/grants-low-interest-loans-state...

   Offers down payment assistance grants and second mortgage loans to those who are going through their first mortgage loan program. A credit score of 620 or higher and must take a home buyer ...

5. Government-backed loan - Wikipedia

   en.wikipedia.org/wiki/Government-backed_loan

   Arguably, the most widely known type of government-backed loan is the US Federal Housing Administration FHA loan, in existence since 1934. Other types of government-backed loans include the following: American Dream Downpayment Initiative - ADDI; Good Neighbor Next Door; HOPE VI; Teacher Next Door Program; VA loan; State of New York Mortgage ...

6. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

7. First-Time Homebuyer’s Guide to Mortgage Loans, Programs and ...

   www.aol.com/first-time-homebuyer-guide-mortgage...

   Texas: The My First Texas Home program is a low-interest 30-year loan with up to 5% interest-free down payment assistance. The program allows borrowers to work through this program to obtain an ...

8. USDA home loan - Wikipedia

   en.wikipedia.org/wiki/USDA_home_loan

   For home loans that may have an income of up to 115% of the median income for the area. Families must be without adequate housing, but be able to afford the mortgage payments, including taxes and insurance. In addition, applicants must have reasonable credit histories. Additionally, the property must be located within the USDA RD Home Loan ...

9. How to buy a house with bad credit - AOL

   www.aol.com/finance/buy-house-bad-credit...

   Loan type. Credit score minimum. Conventional loan. 620 or 660 depending on program. FHA loan. 580 (or 500 with a minimum 10 percent down payment) VA loan