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  2. Individually purchased health insurance - Wikipedia

    en.wikipedia.org/wiki/Individually_purchased...

    The researchers note that other factors such as health status and the complexity of the market can also affect the purchase of individual health insurance, but conclude that they are unlikely to be the primary drivers of low coverage rates. [14] Many states allow medical underwriting of applicants for individually purchased health insurance.

  3. Health insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Health_insurance_in_the...

    Prior to the Patient Protection and Affordable Care Act, effective from 2014, about 34 states offered guaranteed-issuance risk pools, which enabled individuals who are medically uninsurable through private health insurance to purchase a state-sponsored health insurance plan, usually at higher cost, with high deductibles and possibly lifetime ...

  4. Health insurance coverage in the United States - Wikipedia

    en.wikipedia.org/wiki/Health_insurance_coverage...

    The primary reason for the 6.5 million (24%) increase in uninsured from 2016 to 2029 is the repeal of the ACA individual mandate to have health insurance, enacted as part of the Trump tax cuts, with people not obtaining comprehensive insurance in the absence of a mandate or due to higher insurance costs.

  5. What is an ICHRA? A guide to individual coverage HRAs - AOL

    www.aol.com/ichra-guide-individual-coverage-hras...

    Individual Coverage Health Reimbursement Arrangements allow employers to reimburse employees for some or all of their individual health insurance premiums through three basic steps:

  6. 7 Best and Worst States for Individual Health-Insurance ... - AOL

    www.aol.com/2011/08/12/7-best-and-worst-states...

    For those who don't have the luxury of employer-paid health coverage, finding out what individual coverage costs can be a challenge. A new study that the Kaiser Family Foundation released in early ...

  7. Essential health benefits - Wikipedia

    en.wikipedia.org/wiki/Essential_health_benefits

    MEC is the minimum amount of coverage that an individual must carry to meet the individual health insurance mandate, while EHBs are a set of benefits that qualified health plans (QHPs) must offer. [12] MEC is a low threshold; many forms of coverage that do not provide essential health benefits are nevertheless considered minimum essential coverage.

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