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  2. NBT Bank - Wikipedia

    en.wikipedia.org/wiki/NBT_Bank

    In 1925, NBT Bank changed its name a second time to better reflect its expanded services. Over the years, the area served by NBT Bank expanded and in 1989 the bank changed its name for the third time to The National Bank and Trust Company without "of Norwich." In 1995, the bank changed its name for the fourth time to NBT Bank, N.A.

  3. Online authorisation - Wikipedia

    en.wikipedia.org/wiki/Online_authorisation

    Online Authorization (OLA) is a system used to verify a transaction on a payment card (e.g. credit card). [1] The term 'on-line' refers to the real-time nature of the verification. In other words, if the account is overdrawn, in most cases, the transaction will be refused.

  4. Strong customer authentication - Wikipedia

    en.wikipedia.org/wiki/Strong_customer_authentication

    Article 97(1) of the directive requires that payment service providers use strong customer authentication where a payer: [7] (a) accesses its payment account online; (b) initiates an electronic payment transaction; (c) carries out any action through a remote channel which may imply a risk of payment fraud or other abuses.

  5. Online Banking ePayments - Wikipedia

    en.wikipedia.org/wiki/Online_Banking_ePayments

    The availability of funds is validated in real-time by the consumer's financial institution. [3] The consumer's financial institution provides guarantee of payment to the merchant. [3] Payment is made as a credit transfer (push payment) from the consumer's financial institution to the merchant, as opposed to a debit transfer (pull payment). [3]

  6. Student loans: One-time payment adjustment of $39 billion ...

    www.aol.com/finance/student-loans-one-time...

    On Friday, the Department of Education announced that it will begin discharging student loan debts for borrowers who’ve been in repayment for 20-25 years under a one-time payment adjustment ...

  7. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  8. One-time password - Wikipedia

    en.wikipedia.org/wiki/One-time_password

    MasterCard SecureCode uses OTAC to confirm a user's identity One time authorization code as used in Yammer's desktop client. A one-time password (OTP), also known as a one-time PIN, one-time passcode, one-time authorization code (OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device.

  9. Brianna LaPaglia Clarifies She Is Not Dating Anyone After ...

    www.aol.com/brianna-lapaglia-clarifies-she-not...

    Brianna "Chickenfry" LaPaglia clarified that she is not dating anyone new amid her split from Zach Bryan in October. In a TikTok posted Nov. 18, the 25-year-old Internet personality addressed ...

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