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Higher CIBIL scores make your loan journey easy and smooth. They also help you secure lower interest rates on your unsecured loans. Your CIBIL score is affected by your loan history. It is influenced by various factors such as past settlements of loans or credit cards, delayed payments or overdue amounts, and unpaid loans.
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[6] [7] [8] The company was incorporated in 2005 and is based in Mumbai. [9] It launched its credit bureau operations in 2010 and has a database of over 120+ crore credit records as of July 2018. [10] CRIF High Mark covers nearly 38 crore unique borrowers as of October 2018. [11] It manages the world's largest microfinance credit bureau ...
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