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  2. American credit scores in crisis: All 50 states see declines ...

    www.aol.com/finance/american-credit-scores...

    American credit scores in crisis: All 50 states see declines in 2024, Alaska hit hardest. Dia Adams. January 10, 2025 at 12:01 AM. Getty Images. ... author and credit card expert. “This scoring ...

  3. A troubling share of Americans aren't paying their credit ...

    www.aol.com/finance/survey-many-americans-arent...

    The average balance on a credit card was $2,573 in June, up 6.5% from a year ago, according to credit scoring company FICO. Even more concerning, the percentage of accounts past due by one cycle ...

  4. Money expert says Americans who obsess over an 800 credit ...

    www.aol.com/finance/money-expert-says-americans...

    The credit score finish line is much closer than you think, says money expert, ... These 5 magic money moves will boost you up America's net worth ladder in 2024 — and you can complete each step ...

  5. I was rejected for a car loan because my credit score was in ...

    www.aol.com/rejected-car-loan-because-credit...

    Antoine Sallis taught himself all about credit when he learned his credit score was in the 300s. Courtesy of Antoine Sallis Antoine Sallis was rejected for a car loan because his credit score was 378.

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit scores are often used in determining prices for auto and homeowner's insurance. Starting in the 1990s, the national credit reporting agencies that generate credit scores have also been generating more specialized insurance scores, which insurance companies then use to rate the insurance risk of potential customers.

  7. 2017 Equifax data breach - Wikipedia

    en.wikipedia.org/wiki/2017_Equifax_data_breach

    Between May and July 2017, American credit bureau Equifax was breached. Private records of 147.9 million Americans along with 15.2 million British citizens and about 19,000 Canadian citizens were compromised in the breach, making it one of the largest cybercrimes related to identity theft. Equifax discovered the breach end of July, but did not ...

  8. ‘A notable milestone’: The average US credit score falls for ...

    www.aol.com/finance/notable-milestone-average-us...

    The credit score — that three-digit number lenders use to determine how responsible you are with money — is taking a hit across America, as consumers continue to grapple with higher prices and ...

  9. International Non-Profit Credit Rating Agency - Wikipedia

    en.wikipedia.org/wiki/International_Non-Profit...

    A network of experts developed the idea of an international non-profit credit rating agency, the so-called International Non-Profit Credit Rating Agency (INCRA).This agency was not to be financed by creating ratings but from a capital stock's current income.

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