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Extended coverage is a term used in the property insurance business. All insurance policies have exclusions for specific causes of loss (also called "perils") that are not covered by the insurance company. An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning.
The policy endorsement stipulates that the policyholder agrees to give up the right to file a lawsuit and have a judge and jury decide about payment from an insurance claim settlement.
It is expected that many of these non renewed policies will migrate to the FAIR Plan, ... Plants, shrubs and trees coverage: This endorsement includes up to $250 of coverage for landscaping losses.
Additional insurance coverage and endorsements are the subject of frequent disagreements, misunderstandings, and litigation. The disagreements are often about whether the additional insurance coverage should cover "independent negligence" by the additional insured, or should only cover liabilities caused by the named insured party's acts.
Identity theft coverage: This endorsement may help pay for the costs of recovering your identity after it’s been stolen. Policy coverage can vary by carrier, but usually includes a dedicated ...
In addition, Congress has extended the LHWCA to cover non-appropriated fund employees (i.e. certain MWR and AAFES employees), [1] Outer Continental Shelf workers, [2] and U.S. government contractors working in foreign countries under the Defense Base Act [3] This coverage is mandated for all employees, including owners and officers of companies ...
In terms of coverage, the primary difference between HO-4 and HO-6 insurance is that HO-6 insurance includes interior finishings and HO-4 policies don’t. If a covered event ruins your ...
The new union extended coverage to workers in box and case factories, saw makers' shops, joiners' workshops, carpenters, implement workers and wood-working machinists. In 1940 the union filed an application and succeeded in extending its coverage to most workers employed in the timber and wood industry including cabinet makers and furniture ...