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By 2012, a stock of about 17 million M-PESA accounts had been registered in Kenya. By June 2016, a total of 7 million M-PESA accounts had been opened in Tanzania by Vodacom. The service has been lauded for giving millions of people access to the formal financial system and for reducing crime in otherwise largely cash-based societies. [5]
M-PESA (M for mobile, pesa is Swahili for money) is a mobile phone-based money transfer, financing and micro financing service, launched in 2007 by Vodafone for Safaricom and Vodacom. M-PESA was originally designed as a system to allow microfinance-loan repayments to be made by phone, reducing the costs associated with handling cash.
Vodacom South Africa provides 3G, 4G, and UMTS networks in South Africa, and also offers HSPA+ (21.1 Mbit/s), HSUPA (42 Mbit/s, 2100 MHz), Wi-Fi, WiMAX, and LTE services. Vodacom was the first cellular provider to introduce LTE in South Africa. [12] On 21 October 2015, Vodacom launched its fibre product to the home user. [13]
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Daily payments are made through M-Pesa, a mobile phone based money system, [24] at about 45 cents a day. [1] This way, in addition to getting their device, customers also slowly off-set the cost of the device. [24] The company also provides an upgrade products and services that include; smartphones and digital financial services.
He first worked for Nokia between 1990 and 2000, helping the Finnish company become the world’s biggest mobile phone maker with a market cap of $250 billion the year he left.
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