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2. Does homeowners insurance cover water damage? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   Standard home insurance policies also don’t cover flood losses. Floods (along with earthquakes) are almost always specifically excluded from home insurance policies. So if those heavy rains lead ...

3. The vast majority of California flood victims’ losses won’t ...

   www.aol.com/vast-majority-california-flood...

   Data from NFIP shows only 52,400 homes and businesses are covered by flood insurance in the eight Southern California counties declared a disaster area because of this storm. That’s less than 1% ...

4. Understanding FEMA’s Risk Rating 2.0 system for flood insurance

   www.aol.com/finance/understanding-fema-risk...

   FEMA’s Risk Rating 2.0 system is designed to produce fair flood insurance rates. ... California. $1,689. $1,031. $651,665 ... The risk-based cost of insurance for your home may be a more ...

5. How to buy flood insurance coverage - AOL

   www.aol.com/finance/buy-flood-insurance-coverage...

   Do I need flood insurance? Like home insurance, flood insurance is not state-mandated, but you may be required to purchase a policy if you have a mortgage and live in or near a high-risk flood ...

6. What is flood insurance, and why do you need it? - AOL

   www.aol.com/flood-insurance-why-220402245.html

   Flood insurance for renters only covers the contents of their home. In the United States, FEMA has traditionally provided all flood insurance plans through the National Flood Insurance Program (NFIP).

7. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   If you live in an area prone to flooding, your lender may require you to purchase flood insurance. On average, U.S. homeowners spend $888 per year on flood insurance, although, like any insurance ...