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  2. I Have $1.3 Million Saved and Will Collect $2,800 per Month ...

    www.aol.com/finance/1-3-million-saved-collect...

    Using the 80% rule, ... This is a tax rule designed to make sure that you eventually pay some money on your retirement portfolios. ... An emergency fund should be liquid — in an account that isn ...

  3. Worried about outliving your savings? 5 retirement withdrawal ...

    www.aol.com/finance/maximizing-returns-from...

    The 4% rule says to take out 4% of your tax-deferred accounts — like your 401(k) — in your first year of retirement. Then every year after that, you increase your retirement withdrawals by the ...

  4. New research complicates the '80% rule' for retirement ... - AOL

    www.aol.com/news/new-research-complicates-the-80...

    The “80% rule” is an oft-mentioned rule of thumb for retirement savers. New research - looking at what people actually spend - complicates this rule in a variety of ways.

  5. 55 and $6M Rich: What Can Your Retirement Lifestyle ... - AOL

    www.aol.com/6-million-enough-retire-55-130012983...

    And will that leave you with enough flexibility to pay for a sudden expense? The rule of thumb for figuring all this out is that you should expect to replace 80% of your working income while in ...

  6. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    The appeal of retirement age flexibility is the focal point of an actuarial approach to retirement spend-down that has spawned in response to the surge of baby boomers approaching retirement. The approach is based on personal asset/liability matching process and present values to determine current year and future year spending budget data points.

  7. Bridging the gap to Social Security with an annuity ... - AOL

    www.aol.com/finance/bridging-gap-social-security...

    A general rule of thumb, known as the Social Security break even point, says it generally takes between 12 and 14 years to receive the same amount of money from delaying your payments as you would ...

  8. This Is the Average 401(k) Balance for Retirees Age 65 and Older

    www.aol.com/average-401-k-balance-retirees...

    When you mention a retirement account, most Americans likely think of a 401(k). ... a common goal is to have 80% of your last working year's income annually in retirement. For example, if you made ...

  9. How to avoid bankruptcy in retirement — and safeguard your ...

    www.aol.com/finance/avoid-bankruptcy-in...

    3. Borrow from your retirement accounts. Rather than take out a personal loan, look at your retirement accounts to start taking withdrawals. See if you can withdraw without facing an early ...

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