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2. Can you pay to remove negative items from your credit report?

   www.aol.com/finance/pay-remove-negative-items...

   FICO Score 8, the FICO score lenders most often use, can lower your score if there is a collection on your credit report, regardless of whether the account was paid. In this model, negotiating pay ...

3. Can closed accounts be removed from your credit report? - AOL

   www.aol.com/finance/closed-accounts-removed...

   For example, if your Experian credit report shows a late credit card payment, you should contact both Experian and the credit card company that reported the late payment to make sure all records ...

4. How to Remove Derogatory Items From Your Credit Report - AOL

   www.aol.com/remove-derogatory-items-credit...

   So you should start by getting your free credit report. You can get your credit report from many different services. But by law, each of the three major reporting bureaus has to give you a free ...

5. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   Credit counseling agencies, specialized attorneys and credit repair companies can help you understand your credit report and get it cleaned up. They can do most, if not all, of the hands-on work ...

6. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...

7. Credit Repair Organizations Act - Wikipedia

   en.wikipedia.org/wiki/Credit_Repair...

   It is the general consensus that a credit repair company can only be paid after services have been rendered. This can be done using a monthly fee model where companies charge clients on a monthly basis after services are rendered or on the more modern pay after deletion model where clients only pay after items are deleted from the credit report.