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  2. Can you pay to remove negative items from your credit report?

    www.aol.com/finance/pay-remove-negative-items...

    FICO Score 8, the FICO score lenders most often use, can lower your score if there is a collection on your credit report, regardless of whether the account was paid. In this model, negotiating pay ...

  3. Can closed accounts be removed from your credit report? - AOL

    www.aol.com/finance/closed-accounts-removed...

    For example, if your Experian credit report shows a late credit card payment, you should contact both Experian and the credit card company that reported the late payment to make sure all records ...

  4. What is the credit repair organization act? - AOL

    www.aol.com/finance/credit-repair-organization...

    Disputing credit report errors: The Fair Credit Reporting Act allows consumers to dispute inaccurate or incomplete information in their credit reports. It’s legal for credit repair companies to ...

  5. How to Remove Derogatory Items From Your Credit Report - AOL

    www.aol.com/remove-derogatory-items-credit...

    So you should start by getting your free credit report. You can get your credit report from many different services. But by law, each of the three major reporting bureaus has to give you a free ...

  6. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...

  7. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    A credit record is a record of the credit history of a person or business entity, potentially including payment history, default and bankruptcy. Information about debts, late payments and default may be placed by a borrower's credit record, and usually remain for several years. Reports to credit reporting agencies may not necessarily be ...

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