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Of the total $385.4 billion in annuity sales in 2023, only about 13 percent came from variable annuities, marking its worst sales year ever recorded by LIMRA. Benefits of variable annuities
Variable annuities have even higher fees and higher risk, so you’ll want to be extra thoughtful when considering if an annuity is the right investment for you. Here’s an overview of the pros ...
Variable annuities are regulated at the federal level. While states dominate most annuity regulation, variable annuities are different. Because they include subaccounts of securities — usually ...
Meanwhile, variable and indexed annuities offer the potential for higher returns but involve more risk due to their link to market performance. They also tend to have higher fees than fixed annuities.
Variable annuities tend to have the highest fees too — a mortality and expense risk charge, the expense ratios of any funds you invest in, administrative fees and any additional fees for special ...
Deferred annuities can also be fixed, variable or index. Since they have more time to grow, your monthly payments tend to be higher than immediate annuities. For example, a 60-year-old putting ...
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