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  2. 401(k) and IRA hardship withdrawals – 5 ways to minimize ...

    www.aol.com/finance/401-k-ira-hardship...

    However, these IRA distributions may take advantage of similar hardship “loopholes” as 401(k) plans and avoid additional taxes on early distributions (but not typical taxes on distributions).

  3. IRA Hardship Withdrawal: How to Avoid Penalties - AOL

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    Normally, you can’t withdraw money from your traditional individual retirement account (IRA) until you reach age 59.5 without facing a penalty tax. But you can avoid this sanction if you make an ...

  4. 8 ways to take penalty-free withdrawals from your IRA ... - AOL

    www.aol.com/finance/8-ways-penalty-free...

    Some hardship situations qualify for a penalty exemption from an IRA or a 401(k) plan, but note that penalty-free does not mean tax-free: Withdrawals from traditional IRA and 401(k) plans made ...

  5. 401(k) Hardship Withdrawals: What You Need To Know - AOL

    www.aol.com/finance/401-k-hardship-withdrawals...

    According to the IRS, to qualify for a 401(k) hardship withdrawal, you need to show an immediate and heavy financial need. This definition is subjective, and ultimately, it's up to your 401(k ...

  6. Comparison of 401(k) and IRA accounts - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_401(k)_and...

    Tax-exempt earnings on contributions available up to incomes of $208,000, depending on tax filing status. See full rules and Backdoor Roth IRA Contributions. (Traditional) 401(k) Roth 401(k) Traditional IRA Roth IRA; Distributions Distributions can begin at age 59½ or if owner becomes disabled. Distributions can begin at age 59½ and the ...

  7. How to withdraw retirement funds: Learn 9 smart ways - AOL

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    The penalty for not following the rules is severe. Failure to make on-time RMDs triggers a whopping 25 percent excise tax. ... a Roth IRA withdrawal will be tax-free, but you may wind up paying ...

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