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A primary care physician is usually the first medical practitioner contacted by a patient because of factors such as ease of communication, accessible location, familiarity, and increasingly issues of cost and managed care requirements. In many countries residents are registered as patients of a (local) family doctor and must contact that ...
A general practitioner (GP) or family physician is a doctor who is a consultant in general practice. GPs provide personal, family, and community-orientated comprehensive primary care that includes diagnosis, continues over time and is anticipatory as well as responsive
General practice is the term used in many other nations, such as the United Kingdom, Australia, New Zealand, and South Africa. Such services are provided by general practitioners. The term primary care in the UK may also include services provided by community pharmacy, optometrist, dental surgery and community hearing care providers. The ...
Physicians and other health care providers lack the necessary actuarial, underwriting, accounting and finance skills for insurance risk management, but their most severe problem is the greater variation in their estimates of the average patient cost, which leaves them at a financial disadvantage as compared to insurers whose estimates are far ...
The MRCGP exam was first offered to general practitioners in 1965 and from 1968 it has been a requirement for GPs to hold this in order to join the college. [9] Before 2007 the MRCGP was a credit accumulation exam. Candidates needed to pass four modules within three years, or retake the whole exam. [10]
A CBO report in 1993 stated that "[t]he net cost of achieving universal insurance coverage under this single payer system would be negative" in part because "consumer payments for health would fall by $1,118 per capita, but taxes would have to increase by $1,261 per capita" in order to pay for the plan. [84]
Public health insurance programs typically have more bargaining power as a result of their greater size and typically pay less for medical services than private plans, leading to slower cost growth, but the overall trend in health care prices have led public programs' costs to grow at a rapid pace as well.
A health insurance policy is a insurance contract between an insurance provider (e.g. an insurance company or a government) and an individual or his/her sponsor (that is an employer or a community organization). The contract can be renewable (annually, monthly) or lifelong in the case of private insurance.