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The Florida Insurance Guaranty Association board met on March 31 and filed for an emergency assessment of 1% on all Florida property insurance policies. [32] That is in addition to a 0.7% for 2022, a 1.3% assessment from July 1 2022 to June 30 2023, and another 0.7% ending December 31 2023. [ 32 ]
Glass fibers have been produced for centuries, but the earliest patent was awarded to the Prussian inventor Hermann Hammesfahr (1845–1914) in the U.S. in 1880. [3] [4]Mass production of glass strands was accidentally discovered in 1932 when Games Slayter, a researcher at Owens-Illinois, directed a jet of compressed air at a stream of molten glass and produced fibers.
A flat roof is a roof which is almost level in contrast to the many types of sloped roofs. The slope of a roof is properly known as its pitch and flat roofs have up to approximately 10°. [ 1 ] Flat roofs are an ancient form mostly used in arid climates and allow the roof space to be used as a living space or a living roof .
For example, if the replacement cost — not the amount that you paid for it originally, but the amount it would cost to replace it today — for your roof is $20,000, but the roof loses 5 percent ...
The crisis in the Florida insurance market. Florida has always been a complex home insurance market. Since 2017, eleven property and casualty companies that offered homeowners insurance in Florida ...
Florida Department of Financial Services (FLDFS) is a state agency of Florida. Its headquarters are in Tallahassee . [ 1 ] In 2002 the Florida Legislature merged the Department of Insurance, Treasury and State Fire Marshal and the Department of Banking and Finance into one department, the Florida Department of Financial Services.
After 20 years with Liberty Mutual, Janice and Anthony Coleman were shocked to receive a non-renewal notice citing supposed roof damage. Learn how advanced tech is affecting insurance decisions ...
The term replacement cost or replacement value refers to the amount that an entity would have to pay to replace an asset at the present time, according to its current worth. [1] In the insurance industry, "replacement cost" or "replacement cost value" is one of several methods of determining the value of an insured item. Replacement cost is the ...
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