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  2. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Debt relief scams: Some criminals target those seeking help with credit card debt. Make sure that you know how to identify a debt relief scam, such as guarantees that you will qualify for debt ...

  3. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Working with a debt management company can result in less debt or a faster payoff — but there are often hefty fees, often up to 25 percent of the debt enrolled, attached to the services.

  4. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    Debt relief companies are agencies that use a combination of tools, including counseling and debt settlement services, to help you get out of debt faster in exchange for a fee. Many require you to ...

  5. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    The debt settlement company's fees are usually specified in the enrollment contract, and may range from 10% to 75% of the total amount of debt to be settled. [13] FTC regulations effective October 27, 2010, restrict debt settlement companies from collecting any fees from a debtor client for services until settlement with the creditor has been ...

  6. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1]

  7. Bad check restitution program - Wikipedia

    en.wikipedia.org/wiki/Bad_Check_Restitution_Program

    About half of all U.S. states offer some type of Bad Check Restitution Program, and these services vary in many ways. Some accept non-sufficient funds (NSF), [1] and closed account checks while others may accept stopped payment checks and markers. It will also be noted that most have time limits (checks may need to be less than 90 or 180 days ...

  8. 9 Best Tax Debt Resolution Companies of 2025

    www.aol.com/7-best-tax-debt-resolution-223325627...

    Tax resolution is an umbrella term for services that assist taxpayers with issues with the IRS, such as collections action, penalties, wage garnishment, levies and tax liens. 9 Best Tax Debt ...

  9. Uniform Debt-Management Services Act - Wikipedia

    en.wikipedia.org/wiki/Uniform_Debt-Management...

    Many states prohibit for-profit debt management services while permitting nonprofit debt counseling services. One of the continuing controversies is whether for profit services should be allowed even if regulated. However, federal bankruptcy reform effective in 2005 has changed the perspective on such services.

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