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2. Laytime - Wikipedia

   en.wikipedia.org/wiki/Laytime

   In commercial shipping, laytime is the amount of time allowed, measured in days (or portions thereof), hours, or even tides, within a voyage charter for the loading and unloading of cargo. [ 1 ] [ 2 ]

3. Demurrage - Wikipedia

   en.wikipedia.org/wiki/Demurrage

   Ideally, the demurrage fee (per day in US dollars) covers the daily time charter rate, daily voyage costs, and the ship owner’s risk premium. [4] The inverse of demurrage is despatch. If the charterer requires the use of the vessel for less time than the laytime allowed, the charter party may require the shipowner to pay despatch for the time ...

4. Chartering (shipping) - Wikipedia

   en.wikipedia.org/wiki/Chartering_(shipping)

   A voyage charter specifies a period, known as laytime, for loading and unloading the cargo. If laytime is exceeded, the charterer must pay demurrage. If laytime is saved, the charter party may require the shipowner to pay despatch to the charterer. [1] A time charter is the hiring of a vessel for a specific period of time.

5. Should you get shipping insurance for your package when you ...

   www.aol.com/lifestyle/shipping-insurance-package...

   For premium support please call: 800-290-4726 more ways to reach us. Sign in. Mail. 24/7 Help. ... How much does shipping insurance cost — and is it worth it for sending packages?

6. What is a life insurance premium and how does it work? - AOL

   www.aol.com/finance/life-insurance-premium-does...

   A life insurance premium is the rate you pay for life insurance coverage. Life insurance premiums are determined using factors such as age, health, policy type and coverage limits.

7. Freight rate - Wikipedia

   en.wikipedia.org/wiki/Freight_rate

   Many shipping services, especially air carriers, use dimensional weight for calculating the price, which takes into account both weight and volume of the cargo. For example, bulk coal long-distance rates in America are approximately 1 cent/ton-mile. [2] So a 100 car train, each carrying 100 tons, over a distance of 1000 miles, would cost $100,000.

8. Car insurance premium: what is a premium and how is it ... - AOL

   www.aol.com/finance/car-insurance-premium...

   The national average premium for a full coverage car insurance policy in 2024 is $2,314 per year, according to Bankrate’s study of average rates from Quadrant Information Services. The minimum ...

9. Rate making - Wikipedia

   en.wikipedia.org/wiki/Rate_making

   A rate "is the price per unit of insurance for each exposure unit, which is the unit of measurement used in insurance pricing". The exposure unit is used to establish insurance premiums by examining parallel groups. [1] The pure premium "refers to that portion of that