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  2. What is a flood elevation certificate? - AOL

    www.aol.com/finance/flood-elevation-certificate...

    A Federal Emergency Management Agency (FEMA) flood elevation certificate provides specific property elevation information and may be especially beneficial for homeowners in high-risk flood zones.

  3. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    Participation in the NFIP is based on an agreement between local communities and the federal government that states that if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas (SFHA), the federal government will make flood insurance available within the community as a financial protection against ...

  4. Flood insurance rate map - Wikipedia

    en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

    These FIRMs are used in identifying whether a land or building is in flood zone and, if so, which of the different flood zones are in effect. In 2004, FEMA began a project to update and digitize the flood plain maps at a yearly cost of $200 million. The new maps usually take around 18 months to go from a preliminary release to the final product.

  5. Federal Emergency Management Agency - Wikipedia

    en.wikipedia.org/wiki/Federal_Emergency...

    The Federal Emergency Management Agency (FEMA) is an agency of the United States Department of Homeland Security (DHS), initially created under President Jimmy Carter by Presidential Reorganization Plan No. 3 of 1978 and implemented by two Executive Orders on April 1, 1979. [1]

  6. Thousands of US communities forgo federal flood insurance - AOL

    www.aol.com/thousands-us-communities-forgo...

    Nationally, 2,279 communities don't participate in the voluntary program that provides insurance against flood damage, according to the Federal Emergency Management Agency, or FEMA, and most ...

  7. Understanding FEMA’s Risk Rating 2.0 system for flood ... - AOL

    www.aol.com/finance/understanding-fema-risk...

    The new Risk Rating 2.0 pricing strategy kept some key elements consistent to ensure a smooth transition and meet legal requirements. The NFIP must adhere to the existing legal caps on annual ...

  8. Texas Division of Emergency Management - Wikipedia

    en.wikipedia.org/wiki/Texas_Division_of...

    The Texas Division of Emergency Management (TDEM) is a state agency that coordinates Texas's emergency management program.. TDEM implements programs to increase public awareness about threats and hazards, coordinates emergency planning, provides an extensive array of specialized training for emergency responders and local officials, and administers disaster recovery and hazard mitigation ...

  9. What is flood insurance, and why do you need it? - AOL

    www.aol.com/flood-insurance-why-181342902.html

    Is FEMA flood insurance enough? Under FEMA policies, coverage for single-family homes is capped at $250,000 for a building’s damage and $100,000 for its contents. For businesses, the maximum ...

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