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  2. Millennial and Gen Z credit scores are the latest sign of the ...

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    That score is considered to be right at the top of the “good” credit band, just a few points shy of an “excellent” credit score. Millennials and Gen Zers, however, average lower credit scores.

  3. How to clean up credit reports - AOL

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    A clean credit report can open the door to better opportunities if unfair, inaccurate negative marks are keeping you from having a better credit score. Better credit may help you financially in ...

  4. 'It's just bragging rights': Once you achieve this credit ...

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    Experts recommend keeping your credit utilization ratio below 30% but lower is not always better. You don't want a credit utilization rate of 0% because lenders want to see that you manage your ...

  5. How to cancel a credit card without hurting your credit score

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    This may increase your credit utilization ratio, which can decrease your credit score. Here’s an example: You have five credit cards each with a $1,000 limit, making your total available credit ...

  6. Pros and cons of credit repair: What to know before you start

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    Credit professionals possess the knowledge and experience to thoroughly review your credit reports and identify the factors that contribute to a lower score. This insight is invaluable in ...

  7. My Credit Score Dropped 20 Points: Should I Be Worried ... - AOL

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    Cohen explained that when you apply for new credit and “authorize several companies to pull your credit while shopping for deals, you can expect each pull to drop your score by about 5-10 points ...

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