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2. Types of homeowners insurance - AOL

   www.aol.com/finance/types-homeowners-insurance...

   The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. ... Is homeowners insurance required?

3. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   A guide to help you understand homeowners insurance policies and coverage types. ... The homeowners also have a $1,000 deductible and a separate wind and hail deductible (if required). These are ...

4. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers damage to one's property and liability for any injuries and property damage caused by the owner or members of ...

5. HO-4 insurance: what it covers and who might need it - AOL

   www.aol.com/finance/ho-4-insurance-covers-might...

   Even if an HO-4 policy isn’t required, it still may be smart to have one in place to financially protect yourself. To determine how much rental coverage you need, it may be helpful to determine ...

6. Renters' insurance - Wikipedia

   en.wikipedia.org/wiki/Renters'_insurance

   Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.

7. Earthquake insurance - Wikipedia

   en.wikipedia.org/wiki/Earthquake_insurance

   In the United States, insurance companies stop selling coverage for a few weeks after a sizeable earthquake has occurred. This is because damaging aftershocks can occur after the initial quake, and rarely, it may be foreshock. Although aftershocks are smaller in magnitude, they deviate from the original epicenter. If an aftershock is ...

8. How to read a homeowners insurance policy

   www.aol.com/finance/read-homeowners-insurance...

   Policy period: The dates listed are the start and end dates of the policy term. Most home insurance policies automatically renew, but you should contact your property insurer if you receive a ...

9. Property insurance - Wikipedia

   en.wikipedia.org/wiki/Property_insurance

   An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...