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  2. Is it better to pay off your credit card or keep a balance? - AOL

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    Using more than 30 percent of your combined maximum credit limit not only carries financial risk, it can also hurt your credit score. Keeping your balances low helps improve your score while ...

  3. How to cancel a credit card without hurting your credit score

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    That’s because your average age of accounts and credit utilization — two factors that affect your credit score — may be negatively impacted. But the effect shouldn’t be too drastic or long ...

  4. Will your credit card work abroad? - AOL

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    How to make sure your credit card works abroad. A handful of factors may prevent your credit card from working overseas. Most of them have simple solutions and require just a bit of advanced planning.

  5. Why is good credit so important? - AOL

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    500 credit score. 700 credit score. Interest rate. 17.63 percent. 8.59 percent. Monthly Payment. $630. $514. Total interest paid. $12,789. $5,844

  6. What you need to know about your credit score - AOL

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    This guide goes over the main determinants of your credit score, which factors matter the most and more.

  7. What is a good credit score? - AOL

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    Good credit opens the door to better interest rates, more credit card options and a higher chance of loan approvals. Your credit score captures your creditworthiness and helps lenders assess risk ...

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