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  2. How does credit score impact your car insurance? - AOL

    www.aol.com/finance/does-credit-score-impact-car...

    Requesting car insurance quotes won’t hurt your credit score. Although insurance companies will typically look at your credit when issuing a quote, they’ll do this by performing what’s known ...

  3. When’s the best time to shop for car insurance? (Hint: It ...

    www.aol.com/finance/best-time-to-shop-for-car...

    No. Insurance companies will conduct a “soft pull” of your credit for quote inquiries, which doesn’t affect your credit score. How often should I compare car insurance rates?

  4. Insurance score - Wikipedia

    en.wikipedia.org/wiki/Insurance_score

    An insurance score – also called an insurance credit score – is a numerical point system based on select credit report characteristics. There is no direct relationship to financial credit scores used in lending decisions, as insurance scores are not intended to measure creditworthiness, but rather to predict risk .

  5. Insurance companies pull credit checks when determining how much to charge you for your premium,” said Omololu. “The reasoning is that there is evidence to suggest those with lower credit ...

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, marital status, credit score, whether the driver rents or owns a home, the age and gender of any covered drivers, their driving history, and the location where the vehicle is primarily driven and stored.

  7. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    [citation needed] Credit inquiries that were made by the consumer (such as pulling a credit report for personal use), by an employer (for employee verification), or by companies initiating pre-screened offers of credit or insurance do not have any impact on a credit score: these are called "soft inquiries" or "soft pulls", and do not appear on ...

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