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2. 5 costs to consider before leasing a car - AOL

   www.aol.com/5-costs-consider-leasing-car...

   Residual value plays a role in determining the size of monthly payments—if a new car is valued at $35,000 and has a residual value of $20,000 after three years, the cost to lease is $15,000 plus ...

3. What Is Car Leasing? Pros and Cons of Leasing a Car - AOL

   www.aol.com/car-leasing-pros-cons-leasing...

   Capitalized cost, sometimes referred to as cap cost, is how lenders calculate your lease payments. Leasing a car with a lower cap cost means your monthly lease payments will be lower. The cap cost ...

4. Mistakes to avoid when leasing a car - AOL

   www.aol.com/finance/mistakes-avoid-leasing-car...

   To calculate your monthly payment amount, the dealer will analyze the value of the new car versus its residual value. Like with any transaction involving financing, the higher your credit score ...

5. Car finance - Wikipedia

   en.wikipedia.org/wiki/Car_finance

   Usually, car leases allow the lessee to drive the car for a certain number of miles for a certain number of years. The lessee pays a fixed monthly payment for the privilege of driving the vehicle, and when the lease ends, the lessee returns the vehicle to the lessor. The lessee pays only for the value of the vehicle for the term of the lease.

6. Personal contract purchase - Wikipedia

   en.wikipedia.org/wiki/Personal_contract_purchase

   The monthly payment amount is determined by the amount of the initial payment (the ‘deposit’), which can be negotiated with the financing company, and the final balloon payment, which is set by the financing company. The financing company is likely to be represented in this discussion by either a car dealer or automotive finance broker. [6]

7. Accounting for leases in the United States - Wikipedia

   en.wikipedia.org/wiki/Accounting_for_leases_in...

   The minimum lease payments include the minimum rental payments minus any executory cost, the guaranteed residual value, the bargain purchase option, and any penalty for failure to renew or extend the lease. The amount calculated is then discounted using the lessee’s incremental borrowing rate.