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2. Best credit counseling services - AOL

   www.aol.com/finance/best-credit-counseling...

   It offers an extensive list of debt counseling services, including debt management solutions and payoff plans. You can work with one of its NFCC-certified counselors for guidance on credit ...

3. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   Access repayment plans: Some older student loans, such as FFEL loans and Perkins Loans, are not eligible for certain income-driven repayment plans or Public Service Loan Forgiveness (PSLF) unless ...

4. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   You have high-interest private student loan debt. Your new loan (whether federal or private) carries a much lower APR than your current student loan debt. See related: How to consolidate student loans

5. When Is It Worth It To Consolidate Your Bills?

   www.aol.com/worth-consolidate-bills-180008157.html

   Similar to student loans and credit cards, if you are saddled with any other types of high-interest loans or have “sore thumb” debt, you may explore the best debt consolidation option to save ...

6. Choosing a debt consolidation lender: How to find the best

   www.aol.com/finance/choosing-debt-consolidation...

   A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data , the average personal loan currently has an interest rate of around 12 percent.

7. What can I use a debt consolidation loan for?

   www.aol.com/finance/debt-consolidation-loan...

   Many personal loans, including debt consolidation loans, require you to have a credit score of 670 or better to qualify. The lowest rates go to those with the highest credit scores. You have ...