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Agreed value is the amount you and your insurer agree upon for your collector car, while actual cash value factors in depreciation. Learn how agreed value coverage works and why it's better for classic car owners.
Learn what a total loss is, how to prepare, and what to expect if your vehicle is determined a total loss. Find out how Progressive pays you, handles the title, and provides rental coverage if needed.
Actual cash value is determined by taking your property’s replacement cost value, and then factoring in depreciation. Most home insurers offer replacement cost value for dwelling coverage since an actual cash value limit may not provide enough coverage to rebuild your home.
Learn how to use the Hagerty Valuation Tools to find out the true value of your classic car, based on factors like condition, features, and market demand. Compare different valuation methods and get a quote for classic car insurance by Progressive.
Gap insurance is an optional coverage that pays the difference between your car's value and your loan or lease balance if your car is stolen or totaled. Learn how gap insurance works, when you need it, and how much it costs from Progressive.
Learn how Progressive's loan/lease payoff coverage can help pay the difference between your vehicle's value and what you owe on your loan or lease, up to your coverage limit. Find out how it works, who needs it and how it differs from gap insurance.
Your motorcycle's actual cash value is determined based on a mix of authoritative estimates, such as valuations listed in independent vehicle value guides and current prices for similar motorcycles in your area. The actual cash value can also account for depreciation and supply and demand, among other factors.
Progressive offers roadside assistance and trip interruption as optional coverages for your motorcycle policy. If your bike is disabled anywhere in the US or Canada, you can get a free tow to the nearest repair shop and up to $500 for food, hotel or transportation.
Learn how to file a gap insurance claim, how long it takes to pay out, and what documents you need. Gap insurance covers the difference between your vehicle's value and your loan or lease balance if it's stolen or totaled.
Learn what a comprehensive deductible is, how it works, and how to choose the right amount for your car insurance policy. Find out how your deductible affects your out-of-pocket costs and your insurance rate.