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2. These states are increasing minimum coverage requirements in 2025

   www.aol.com/finance/states-increasing-minimum...

   In California, minimum coverage car insurance requirements are 30/60/15 effective Jan. 1, 2025. ... drivers could choose to pay an uninsured motorist fee instead of buying a car insurance policy ...

3. California car insurance laws - AOL

   www.aol.com/finance/california-car-insurance...

   Uninsured and underinsured motorist insurance: If you are involved in an accident caused by a driver who does not have insurance or enough insurance to cover the losses, these coverage types could ...

4. 5 car insurance myths — debunked: Red cars, rate negotiations ...

   www.aol.com/finance/car-insurance-myth-212820623...

   Uninsured/underinsured motorist bodily injury (UM/UIM BI). Protects you if you're hit by a driver who either has no insurance or insufficient coverage to pay for your medical costs.

5. 1988 California Proposition 103 - Wikipedia

   en.wikipedia.org/wiki/1988_California...

   Proposition 103, titled Insurance Rate Reduction and Reform Act, was a California ballot proposition voted on in the 1988 California General Election. It passed with 51% of the vote on November 8, 1988. [1] Proposition 103 expanded the regulatory capacities of the California Department of Insurance, especially in property and casualty insurance.

6. Uninsured motorist clause - Wikipedia

   en.wikipedia.org/wiki/Uninsured_motorist_clause

   An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.

7. What happens if you drive without insurance in California? - AOL

   www.aol.com/finance/happens-drive-without...

   California is a “no pay, no play” state, which prevents an uninsured not-at-fault driver from suing an insured at-fault driver for non-economic damage, such as pain and suffering or inconvenience.

8. Personal injury protection - Wikipedia

   en.wikipedia.org/wiki/Personal_injury_protection

   Personal injury protection could also refer to personal injury insurance or coverage, which is insurance in any context which includes coverage for personal injury, particularly coverage for emotional distress (typically negligent infliction of emotional distress rather than intentional infliction of emotional distress), libel, or defamation as ...

9. New law increases California's auto insurance minimums - AOL

   www.aol.com/news/law-increases-californias-auto...

   California law requires drivers to have minimum liability insurance that helps pay for injuries or damage that you cause to others. Before Protect California Drivers Act went into effect, the ...