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  2. How do deductibles impact your car insurance? - AOL

    www.aol.com/finance/deductibles-impact-car...

    Cheaper car insurance premiums: Raising the amount of your deductible has the potential to substantially reduce your insurance premiums. By doing this, you could potentially make the cost of car ...

  3. Quickly Lower Your Car Insurance Premium the Dave ... - AOL

    www.aol.com/quickly-lower-car-insurance-premium...

    What Is a Car Insurance Deductible? Your deductible is your share of your vehicle’s repair costs after an accident. For example: If you must file a claim, and your deductible is $500 — and the ...

  4. Stop-loss insurance - Wikipedia

    en.wikipedia.org/wiki/Stop-loss_insurance

    Insurance companies themselves, as well as self-insuring employers, purchase stop-loss coverage for a premium to protect themselves. [1] In the case of a participant reaching more than the specific (or "individual") stop-loss deductible ($300,000, for example), the insurer will reimburse the insured (the company, not the participant) for the remainder of the claim to be paid over that ...

  5. Deductible - Wikipedia

    en.wikipedia.org/wiki/Deductible

    In an insurance policy, the deductible (in British English, the excess) is the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses. [1] In general usage, the term deductible may be used to describe one of several types of clauses that are used by insurance companies as a threshold for policy payments.

  6. Comparing deductibles vs. premiums: Finding the balance in ...

    www.aol.com/finance/comparing-deductibles-vs...

    Annual deductibles require you to meet a set amount each year before the insurance company covers expenses. For example, if you choose a $500 annual deductible, you must pay $500 in vet bills ...

  7. Self-insurance - Wikipedia

    en.wikipedia.org/wiki/Self-insurance

    The commercial insurance market then pays for losses above the specified self-insurance limit per loss, thereby stopping the cost of losses to the self-insured above the retained values. Effectively the losses paid for by the insured before the stop-loss policy pays becomes the deductible layer.

  8. Marine insurance - Wikipedia

    en.wikipedia.org/wiki/Marine_insurance

    The term "excess" signifies the "deductible" or "retention". A co-insurance, which typically governs non-proportional treaty reinsurance, is an excess expressed as a proportion of a claim in percentage terms and applied to the entirety of a claim.

  9. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    🚗 Say you have a 2010 Ford sedan worth $3,000 and your full-coverage insurance (collision and comprehensive) costs $800 per year with a $500 deductible. If your car is totaled, here’s what ...