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  2. What to do when your mortgage application gets denied - AOL

    www.aol.com/finance/mortgage-application-gets...

    In this situation, your mortgage may be denied due to student loans, credit card payments or other financial obligations. Most of the time, lenders want to see a DTI of less than 43 percent.

  3. Common reasons why mortgage applications get denied - AOL

    www.aol.com/finance/why-mortgage-application...

    Your credit score is the single most important factor in determining your mortgage rate – and whether you get approved at all. Generally, the best deals go to borrowers with credit scores of 740 ...

  4. 5 Reasons You Can Be Denied a Mortgage -- Even if Your Credit ...

    www.aol.com/5-reasons-denied-mortgage-even...

    So, if you have pre-tax household income of $10,000 per month, no more than $4,500 can go towards debt repayment, at least for the purposes of mortgage approval. Your employment history isn't solid

  5. 10 Reasons My Mortgage Loan Was Rejected - AOL

    www.aol.com/10-reasons-mortgage-loan-rejected...

    A mortgage loan application can feel like an IRS audit: tons of paperwork and a thousand questions about your finances. Unfortunately, even when you think you've done everything right, you could be...

  6. What is conditional approval in a mortgage application? - AOL

    www.aol.com/finance/conditional-approval...

    Initial mortgage approval, often known as preapproval, is an early stage where the lender provides an estimate of what you may qualify for, based on a preliminary review of your income and credit ...

  7. How to get preapproved for a mortgage - AOL

    www.aol.com/finance/preapproved-mortgage...

    Yes, it’s possible to get denied a mortgage after a preapproval. This could happen if you take on additional debt between the time you’re preapproved and the time you apply for a mortgage.

  8. FTC sends $2.5 million to Credit Karma customers - AOL

    www.aol.com/ftc-sends-2-5-million-192909454.html

    Credit Karma customers who were deceived by the credit service's company's alleged false "pre-approved" offers will get $2.5 million from the Federal Trade Commission (FTC).. The FTC on Thursday ...

  9. A mortgage prequalification is an estimate of how much a borrower can be approved for based on their income and their financial obligations. Think of it as the first step in getting a sense of how ...

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