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2. Here Are the Best and Worst States for the Average Mortgage ...

   www.aol.com/finance/best-worst-states-average...

   Difference between state and national average monthly mortgage payment: -$575 lower. Mississippi. Average monthly mortgage payment: $1,757.

3. Affordability Hits New Low In Top States As Mortgage ... - AOL

   www.aol.com/finance/affordability-hits-low-top...

   According to Mortgage Bankers Association’s (MBA) Purchase Applications Payment Index (PAPI) data — which tracks changes in monthly mortgage payments relative to income — the states with the ...

4. 10 States With the Most Mortgage Debt - AOL

   www.aol.com/news/2012-01-27-10-states-with-the...

   How much residents of each state owe on their mortgages is an interesting statistic. For the most part, residents of the states with the highest average mortgage debt are not in trouble. While the ...

5. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   Mortgage underwriting is the process a lender uses to determine if the risk of offering a mortgage loan to a particular borrower under certain parameters is acceptable. Most of the risks and terms that underwriters consider fall under the three C's of underwriting: credit , capacity and collateral .

6. Government policies and the subprime mortgage crisis

   en.wikipedia.org/wiki/Government_policies_and...

   Government policies and the subprime mortgage crisis covers the United States government policies and its impact on the subprime mortgage crisis of 2007–2009. The U.S. subprime mortgage crisis was a set of events and conditions that led to the 2008 financial crisis and subsequent recession.

7. 20 States With the Most and Least Mortgage Debt - AOL

   www.aol.com/news/2013-02-26-states-most-least...

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8. Mortgage industry of the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_industry_of_the...

   The mortgage industry of the United States is a major financial sector. The federal government created several programs, or government sponsored entities , to foster mortgage lending, construction and encourage home ownership .

9. 10 States Where You Can't Get a Mortgage - AOL

   www.aol.com/news/2013-02-14-states-cant-get...

   The big problem still plaguing the improving housing market is tight lending. Requirements for scoring a mortgage are much stricter than they used to be, requiring higher credit scores for approval.