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  2. 8 Best Credit Unions for Car Loans - AOL

    www.aol.com/finance/8-best-credit-unions-car...

    What to look for: NIH Federal Credit Union offers standard beginning APRs of 2.24% for new and used auto loans with terms of up to 36 months, 2.74% for auto loans from 37 to 48 months and 2.99% ...

  3. The Pros and Cons of Credit Unions - AOL

    www.aol.com/finance/pros-cons-credit-unions...

    Similar to a traditional bank, most credit unions offer 15- and 30-year mortgages, but you may also be able to get custom loan terms depending on your credit union. Personal Loans and Credit Cards

  4. How to get a car loan with bad credit - AOL

    www.aol.com/finance/car-loan-bad-credit...

    In fact, many online lenders offer bad credit auto loans with competitive rates and generous repayment terms to consider. Next steps. If you have bad credit, it may be tougher for you to get a car ...

  5. Credit unions in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_unions_in_the...

    However, the NCUA has long discouraged U.S. credit unions from giving members loans that they may not be able to repay, and has forbidden other types of predatory lending and abusive credit practices. [37] [38] Federal credit unions are also forbidden from charging prepayment penalties on loans. [39]

  6. List of credit unions in the United States - Wikipedia

    en.wikipedia.org/wiki/List_of_credit_unions_in...

    This is a list of credit unions in the United States. A credit union is a member-owned financial cooperative , democratically controlled by its members, and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members. [ 1 ]

  7. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Captives have a smaller share of the overall car financing market (new and used cars), along with banks, credit unions, and finance companies. A small number of cars are financed directly by the dealership at "Buy Here Pay Here" dealers, which cater to customers with subprime credit. Buy Here Pay Here financing accounts for 6% of the total ...

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