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2. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   The way cash value grows depends on the specific type of policy — whether it’s whole life, universal life or variable life. These policies differ in how they earn interest, with some offering ...

3. Term vs. Whole Life Insurance: What’s the Difference?

   www.aol.com/finance/term-vs-whole-life-insurance...

   Universal life insurance is a permanent policy that provides permanent coverage and builds cash value. Like whole life insurance, it offers both a death benefit and a cash value component based on ...

4. Can I convert my term life insurance to whole life insurance?

   www.aol.com/finance/convert-term-life-insurance...

   Cash value with a purpose: Whole life insurance builds cash value over time, giving you a financial cushion. Need to cover an emergency, fund a big expense or even boost your retirement income ...

5. Cash value - Wikipedia

   en.wikipedia.org/wiki/Cash_value

   The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

6. Whole life insurance - Wikipedia

   en.wikipedia.org/wiki/Whole_life_insurance

   The advantages of whole life insurance are its guaranteed death benefits; guaranteed cash values; fixed, predictable premiums; and mortality and expense charges that do not reduce the policy's cash value. The disadvantages of whole life are the inflexibility of its premiums and the fact that the internal rate of return of the policy may not be ...

7. Private placement life insurance - Wikipedia

   en.wikipedia.org/wiki/Private_placement_life...

   Chart of a life insurance. Variable or indexed life insurance is a form of life insurance that has cash value linked to the performance of one or more investment accounts within the policy. Because of its investment features, insurance carriers in the United States typically register offerings of variable life insurance with federal and state ...