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"If you look at the low-end cards [for people with poor credit], as low as 80 percent of people who are pre-approved actually get approved," says Greg Lull of CreditKarma. "Especially in the low ...
For example, if you’re approved for a credit card and offered a credit limit of $10,000, you’ll want to make sure that your monthly statement typically stays below $3,000. If your credit ...
Discover. Online. 1-800-347-3085. Wells Fargo. Online. 1-800-967-9521. What is instant approval and how does it work? Instant approval credit cards are exactly what they sound like. When you apply ...
Discover is the third largest credit card brand in the U.S., with 60.6 million cardholders or about 8% of cards in circulation, placing it well behind Visa (48%) and Mastercard (36%), but slightly ahead of American Express (7.5%).
On March 13, 2007, Discover Financial Services announced the Discover Motiva card, the credit card that gives cardmembers cash rewards for making six on-time monthly payments in a row. This card was the industry's first credit card to give cash rewards for good credit management.
4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.
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