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2. How to Find Your 401(k) Vesting Schedule - AOL

   www.aol.com/401-k-vesting-means-193124641.html

   Sometimes employers offers a “safe harbor match,” which gives you 100% ownership over that part of the company contribution. ... How to Find Your 401(k) Vesting Schedule. 401(k) vesting.

3. What is a safe harbor 401(k)? - AOL

   www.aol.com/finance/safe-harbor-401-k-202830740.html

   If your company offers safe harbor 401(k) plans for its employees, make note of these important dates: If your company is setting up a new Safe Harbor 401(k), it must be effective by Oct. 1 ...

4. When Should I Invest in a Safe Harbor 401(k) Plan? - AOL

   www.aol.com/invest-safe-harbor-401-k-135600042.html

   The Safe Harbor 401(k) is a type of retirement plan designed to provide employers with a simple way to bypass annual nondiscrimination testing. This testing is a complex process that ensures ...

5. 401(k) - Wikipedia

   en.wikipedia.org/wiki/401(k)

   This includes making a "safe harbor" employer contribution to employees' accounts. Safe harbor contributions can take the form of a match (generally totaling 4% of pay) or a non-elective profit sharing (totaling 3% of pay). Safe harbor 401(k) contributions must be 100% vested at all times with immediate eligibility for employees.

6. Employer matching program - Wikipedia

   en.wikipedia.org/wiki/Employer_Matching_Program

   A Roth retirement account allows employees to contribute after taxes, with the benefits being withdrawn tax-free in retirement. Usually, employers will specify a vesting period, which is the minimum amount of time an employee must work to claim the employer-matched contributions.

7. What Is a Safe Harbor 401(k)? - AOL

   www.aol.com/finance/safe-harbor-401-k-232417795.html

   Company-sponsored 401(k)s have become the go-to retirement savings plan for millions of Americans who want a tax-advantaged way to build their nest eggs. Workers who sign up for the plans agree to...

8. Defined contribution plan - Wikipedia

   en.wikipedia.org/wiki/Defined_contribution_plan

   A defined contribution (DC) plan is a type of retirement plan in which the employer, employee or both make contributions on a regular basis. [1] Individual accounts are set up for participants and benefits are based on the amounts credited to these accounts (through employee contributions and, if applicable, employer contributions) plus any investment earnings on the money in the account.

9. 401(k) match: What is it and how does it work? - AOL

   www.aol.com/finance/401-k-match-does-133158768.html

   A 401(k) match is typically subject to vesting requirements, meaning this money does not become fully the employee's until after some period of time. How 401(k) matching works