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  2. Loss ratio - Wikipedia

    en.wikipedia.org/wiki/Loss_ratio

    For insurance, the loss ratio is the ratio of total losses incurred (paid and reserved) in claims plus adjustment expenses divided by the total premiums earned. [1] For example, if an insurance company pays $60 in claims for every $100 in collected premiums, then its loss ratio is 60% with a profit ratio/gross margin of 40% or $40.

  3. Medical care ratio - Wikipedia

    en.wikipedia.org/wiki/Medical_care_ratio

    It is a type of loss ratio, which is a common metric in insurance measuring the percentage of premiums paid out in claims rather than expenses and profit provision. It is calculated by dividing those premiums allocated for fully insured or self-funded health care coverage into the total expenses for inpatient, professional (physicians and other ...

  4. Expense ratio - Wikipedia

    en.wikipedia.org/wiki/Expense_Ratio

    The expense ratio of a stock or asset fund is the total percentage of fund assets used for administrative, management, advertising (12b-1), and all other expenses. An expense ratio of 1% per annum means that each year 1% of the fund's total assets will be used to cover expenses. [1]

  5. What is an expense ratio and what’s a good one? - AOL

    www.aol.com/finance/expense-ratio-good-one...

    Expense ratio (percentage) = Total fees charged annually/your total investment. Your fees are directly related to the expenses of the fund itself, and actively managed funds come with higher ...

  6. Understanding the Expense Ratio and How It Affects Your ... - AOL

    www.aol.com/news/understanding-expense-ratio...

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  7. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    Life insurance provides a monetary benefit to a decedent's family or other designated beneficiary, and may specifically provide for income to an insured person's family, burial, funeral and other final expenses. Life insurance policies often allow the option of having the proceeds paid to the beneficiary either in a lump sum cash payment or an ...

  8. Rate making - Wikipedia

    en.wikipedia.org/wiki/Rate_making

    Rate making, or insurance pricing, is the determination of rates charged by insurance companies. The benefit of rate making is to ensure insurance companies are ...

  9. Deferred acquisition costs - Wikipedia

    en.wikipedia.org/wiki/Deferred_Acquisition_Costs

    Insurance companies face large upfront costs incurred in issuing new business, such as commissions to sales agents, underwriting, bonus interest and other acquisition expenses. DAC under U.S. GAAP , MSSB (Modified Statutory Solvency Basis) and IAS 39 are all very similar, except that IAS 39 only allows direct, incremental costs to be deferred ...