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2. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   Before acting on any debt collection, confirm the debt is yours and know the Fair Debt Collection Practices Act (FDCPA) to avoid unfair practices. Check your state's statute of limitations to make ...

3. How to spot debt collection scams: 8 signs to watch out for

   www.aol.com/finance/spot-debt-collection-scams-6...

   AnnualCreditReport.com allows you to obtain a free credit report from each major consumer reporting company weekly. Claim your reports online, then review them carefully to see if the debt is listed.

4. Debt collection - Wikipedia

   en.wikipedia.org/wiki/Debt_collection

   An organization that specializes in debt collection is known as a collection agency or debt collector. [1] Most collection agencies operate as agents of creditors and collect debts for a fee or percentage of the total amount owed. [ 2 ]

5. Fair Debt Collection Practices Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Debt_Collection...

   The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.

6. Debt buyer (United States) - Wikipedia

   en.wikipedia.org/wiki/Debt_buyer_(United_States)

   The Association of Credit and Collection Professionals, (ACA) International-an association was established in 1939 to represent "third-party collection agencies, law firms, asset buying companies, creditors and vendor affiliates" that "establishes ethical standards, produces a wide variety of products, services and publications, and articulates ...

7. Fair Credit Reporting Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

   Under the Fair and Accurate Credit Transactions Act (FACTA), an amendment to the FCRA passed in 2003, consumers are able to receive a free copy of their consumer report from each credit reporting agency once a year. [7] The free report can be requested by telephone, mail, or through the government-authorized website: AnnualCreditReport.com. [8]