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2. How to buy life insurance without a medical exam - AOL

   www.aol.com/finance/buy-life-insurance-without...

   Ladder: Ladder offers term life insurance policies without requiring a medical exam for coverage amounts up to $3 million. Applications for coverage under this amount can often be approved within ...

3. 7 Times You Can Get Life Insurance With No-Exam Policies

   www.aol.com/lifestyle/7-times-life-insurance-no...

   Policy type: Term life insurance from a provider like Ladder is more commonly available without an exam than permanent life insurance policies. Occupation : Some low-risk occupations may be more ...

4. Term life insurance - AOL

   www.aol.com/finance/term-life-insurance...

   Renewable term life insurance: Allows you to renew your policy without needing a new medical exam, even if your health has changed. However, the premiums may increase with each renewal, reflecting ...

5. Long-term care insurance - Wikipedia

   en.wikipedia.org/wiki/Long-term_care_insurance

   Age is not a determining factor in needing long-term care. About 70 percent of individuals over 65 will require at least some type of long-term care services during their lifetime. [1] About 40% of those receiving long-term care today are between 18 and 64. Once a change of health occurs, long-term care insurance may not be available.

6. Health insurance coverage in the United States - Wikipedia

   en.wikipedia.org/wiki/Health_insurance_coverage...

   According to the United States Census Bureau, in 2012 there were 45.6 million people in the US (14.8% of the under-65 population) who were without health insurance. Following the implementation of major ACA provisions in 2013, this figure fell by 18.3 million or 40%, to 27.3 million by 2016 or 8.6% of the under-65 population.

7. Guaranteed issue life insurance - AOL

   www.aol.com/finance/guaranteed-issue-life...

   Guaranteed issue life insurance coverage tends to be much more expensive than term life insurance because it covers high-risk parties. For instance, an older individual who seeks a guaranteed ...