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  2. Davis–Bacon Act of 1931 - Wikipedia

    en.wikipedia.org/wiki/DavisBacon_Act_of_1931

    The DavisBacon Act of 1931 is a United States federal law that establishes the requirement for paying the local prevailing wages on public works projects for laborers and mechanics. It applies to "contractors and subcontractors performing on federally funded or assisted contracts in excess of $2,000 for the construction, alteration, or ...

  3. Compliance requirements - Wikipedia

    en.wikipedia.org/wiki/Compliance_requirements

    As part of the US Department of Labor’s (DOL) governmentwide implementation of the DavisBacon Act, federal regulations require that all laborers and mechanics who work for a contractor or subcontractor on federally financed construction contracts over $2,000 must be paid wages not less than those the DOL established for the project ...

  4. FHA loans: Definition, requirements and limits - AOL

    www.aol.com/finance/fha-loans-134807555.html

    Credit score minimum. 620. 580 with a 3.5% down payment or as low as 500 with at least 10% down. Down payment minimum. 3% for fixed-rate loans; 5% for adjustable-rate loans

  5. Prevailing wage - Wikipedia

    en.wikipedia.org/wiki/Prevailing_wage

    There are also 32 states that have state prevailing wage laws, also known as "little DavisBacon Acts". The rules and regulations vary from state to state. As of 2016, the prevailing wage requirement, codified in the DavisBacon Act, increases the cost of federal construction projects by an average of $1.4 billion per year. [3]: 1

  6. What is a loan-to-value ratio? - AOL

    www.aol.com/finance/loan-value-ratio-184253472.html

    Your LTV ratio — $450,000 divided by $500,000, multiplied by 100 — would be 90 percent. ... FHA loan – Generally, an LTV ... cost of mortgage insurance and puts you much closer to paying off ...

  7. Purchase rates for Tuesday, December 31, 2024 - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.

  8. United States labor law - Wikipedia

    en.wikipedia.org/wiki/United_States_labor_law

    The US Supreme Court's policy of preemption since 1953 means federal collective bargaining rules cancel state rules, even if state law is more beneficial to employees. [49] Despite preemption, many unions, corporations, and states have experimented with direct participation rights, to get a "fair day's wage for a fair day's work". [216]

  9. CHART #2: SIDE-BY-SIDE COMPARISON OF DEMOCRATIC CANDIDATESÕ HEALTH PLANS 2 How costs are covered ! Increase efficiency, use health IT, and reduce medical errors ! Allow tax cuts to expire for top 1% and the middle class65! Would not eliminate inheritance tax65! Savings from changes in foreign policy including ending war in Iraq