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  2. Cover letter - Wikipedia

    en.wikipedia.org/wiki/Cover_letter

    Cover letters are used in connection with many business documents such as loan applications (mortgage loan), contract drafts and proposals, and executed documents. While the resume outlines the professional journey, a cover letter allows the applicant convey their personality, passion, and potential contributions to the prospective employer.

  3. Unfunded loan commitments - Wikipedia

    en.wikipedia.org/wiki/Unfunded_loan_commitments

    Any principal reductions received during the loan period are not available to be drawn on, but rather have paid down the loan balance. Revolving or Open End: This type of loan (known informally as a Line of credit) allows the borrower to continue to borrow up to the original loan amount. Principal reductions are immediately available for future ...

  4. Mortgage loan modification: What it is and how to get one - AOL

    www.aol.com/finance/mortgage-loan-modification...

    USDA loan modification: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate and receive a “mortgage recovery advance,” a one-time ...

  5. Line of credit - Wikipedia

    en.wikipedia.org/wiki/Line_of_credit

    A cash credit is a short-term cash loan to a customer. A bank provides this type of funding only after the required security is given to secure the loan. In cash credit, the bank advances a cash loan up to a specified limit to the customer against a bond or other security. Once a security for repayment has been given, the business that receives ...

  6. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    A personal loan is money that you borrow to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to their relatively low interest ...

  7. Pros and cons of a business bank loan - AOL

    www.aol.com/finance/pros-cons-business-bank-loan...

    The main determination for getting a bank business loan is whether you qualify for the loan. If you do, a bank business loan offers many benefits, like low interest rates and an established ...

  8. Microcredit - Wikipedia

    en.wikipedia.org/wiki/Microcredit

    The Grameen Bank, which is generally considered the first modern microcredit institution, was founded in 1983 by Muhammad Yunus. [2] Yunus began the project in a small town called Jobra, using his own money to deliver small loans at low-interest rates to the rural poor. Grameen Bank was followed by organizations such as BRAC in 1972 and ASA in ...

  9. How to get a business loan from a bank - AOL

    www.aol.com/finance/business-loan-bank-192210975...

    Some of the best bank lenders to work with when applying for a small business bank loan are: Bank of America. Wells Fargo. PNC Bank. TD Bank. Live Oak Bank. 6. Meet the requirements and prepare ...