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2. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   Pros and cons of cash value life insurance Cash value life insurance offers a range of benefits, but it’s important to weigh the potential downsides. Here’s a breakdown to help you decide if ...

3. Turn Your Life Insurance Into Cash - AOL

   www.aol.com/finance/turn-life-insurance-cash...

   Withdrawal: You can take out the cash value of your life insurance policy at any time, but you may suffer the consequences of a reduced death benefit. Your policy will remain in force, however ...

4. The Pros and Cons of Borrowing Money From Your Life Insurance ...

   www.aol.com/finance/pros-cons-borrowing-money...

   Pro: Quick Cash “Borrowing from your life insurance policy, particularly a whole life or universal life policy with an accumulated cash value, can be beneficial in times of financial hardship ...

5. Cash value - Wikipedia

   en.wikipedia.org/wiki/Cash_value

   The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

6. Is Borrowing Cash from Life Insurance a Good Idea? - AOL

   www.aol.com/borrowing-cash-life-insurance-good...

   The reason permanent life policies are different, per Forbes, is they “build cash value as you pay the premiums. The cash value portion of the policy either earns interest or is tied to an ...

7. Modified endowment contract - Wikipedia

   en.wikipedia.org/wiki/Modified_endowment_contract

   A modified endowment contract (MEC) is a cash value life insurance contract in the United States where the premiums paid have exceeded the amount allowed to keep the full tax treatment of a cash value life insurance policy. In a modified endowment contract, distributions of cash value are taken from taxable gains first as compared to ...

8. Universal life insurance - AOL

   www.aol.com/finance/universal-life-insurance...

   Slower cash value accumulation: Cash value in universal life policies typically grows slowly compared to actual investments, such as investing directly into the stock market. For instance, it ...

9. What Is Variable Life Insurance? - AOL

   www.aol.com/finance/variable-life-insurance...

   Fees involved: You might face higher investment fees and contract charges as you work to build a large cash value component. Investment risk: The cash value component of your variable life ...