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The average 401(k) balance for five million Vanguard participants was $134,128 across all age groups in 2023, ... Add more to your retirement account when you can, and update your budget to ...
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In the United States, a 401(k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401(k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer .
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